About Us
How We Started
We’re a team of mortgage experts who believe home loans shouldn’t be complicated. We simplify the process, guide you every step, and find the best options tailored to you — making smart mortgage decisions easy, transparent, and stress-free.
Our Perspective
We give you a peace of mind.
Our company’s focus is on providing personalized, efficient, and transparent mortgage solutions. We aim to simplify the mortgage process for clients by offering expert guidance, fast responses, and tailored options, ensuring a stress-free experience. Our goal is to help clients confidently navigate their mortgage journey, from initial consultation to securing the best possible financial solution.
Homeownership
Spread the cost of a home over many years, making it manageable.
Build Equity
As you repay the loan, you gain ownership of the property over time.
Meet Our Experts
Toni Salord
Mortgage Consultant
Mukesh Dewani
Mortgage Consultant
Taha Rashid
Mortgage Consultant
Aleena Adnan
Mortgage Consultant
Caelinn Fogwill
Mortgage Consultant
Ingrid Carmello
Mortgage Consultant
Karmen Kelemen
Mortgage Consultant
Grapevine's Diverse Network of Innovators
Grapevine’s Diverse Network of Innovators thrives on open-mindedness, creating an environment where fresh ideas and perspectives flourish. Each member brings unique experiences and viewpoints, fostering a culture that values creativity and collaboration.
Testimonials
Adriana Lopez
My best friend bought an apartment in Dubai and I saw that the process went smooth and quick, she spoke great things about her agent Kamran, so when they time came, and I decided to buy, I asked her for his contact because I was sure everything was going to work out.
And indeed, everything went perfectly!
Kamran is the most professional and kind person I’ve ever met;
me having zero idea of the process and the paperwork and feeling worried as I was doing this by myself, he made me feel like I was not alone, he was always supporting me, and he explained everything super clearly and guided me through the process from the very first day, as he always said: step by step.
That was how I got my first apartment in Dubai and changed my life. I couldn’t be more grateful to him !!!
Anna Govher Seyitmuradova
I couldn’t be more satisfied with the exceptional service provided by Kamran. From the start to finish, he exhibited a level of professionalism and expertise that exceeded my expectations. First and foremost, his depth of knowledge in the intricacies of mortgage and financial planning was evident from our initial consultation. He took the time to thoroughly explain all available options, ensuring I had a clear understanding of each aspect before making any decisions. Moreover, his proactive approach to communica- tion was truly commendable. What truly sets apart, however, is his genuine commit- ment to client satisfaction. In conclusion, I wholeheartedly recommend my mortgage advisor Kamran to anyone in search of expert guidance and unparalleled customer ser- vice. I am incredibly grateful for his invaluable assistance in securing my mortgage.
Thank you for exceeding my expectations and making the home buying process a truly rewarding experience.
Radka Bolebruchova
I would like to say big thanks to Kamran and appreciate his effective work. Always had an answer for me, never let me wait, helped me a lot with the process of getting the mortgage, and I felt i was doing the right thing throughout the whole process.
I got the contact from a friend who was also very satisfied with his speed, kindness, and professionalism.
I already recommended him to so many people who asked me for advice when it comes to mortgages and will continue passing his contact information to anyone who is looking for someone responsible and experienced.
Thank you, Kamran, one more time.
Anna Patcino
It’s been a long way, and I finally got a mortgage for my first apartment in Dubai all thanks to Kamran, who made it possible.
I went to many banks in Dubai – the only answer I was getting (with my salary) was “NO.”
I’m the person who asks lots of questions, and usually, in banks, they don’t explain ANYTHING. You should just blindly “trust them”
After meetings with Kamran, I knew all the details of this process, every single step. The true facts.
During the process, I had a few major problems that made me feel it’s not gonna work this time – the only answer I was getting from Kamran ” No worries at all, I’ll fix that”
And he did.
If I ever decide to go for another loan- I’ll definitely go only with Kamran again.
Domnica Ciortea
I have decided to take my mortgage through Kamran because my friend recommended him without hesitation. After speaking with more consultants, Kamran was the only one who made the information very clear and easy to understand. He was approachable and answered all my questions in a professional and the most honest way possible. He guided and explained to me every step of the process and kept me updated with everything. I had a more complicated case, but Kamran always believed that it could be done and never gave up. I truly think he is one of the best at his job, and he stands next to his clients no matter what. There were times when I thought that the idea of owning my ideal apartment wouldn’t be possible, but with the help of Kamran and his encouragement and support, it was possible! He has my entire respect, and I am forever grateful for his ability to make the process smooth and achievable.
Dzina Yepifanava
Have got recommendation about him as per referral from one of my colleagues. Once I contacted Kamran, he explained me everything step by step and very detailed as I had no idea how the mortgage process works. Any questions or concerns from my side were answered immediately at any time of the day. What really attracted me in his way of working is that it wasn’t robotic, and he was really caring about my worries and felt like he was as excited for me as I was. He definitely knows his job as it was very simple and understandable. I recommend him to some of my friends already and would definitely recommend to everyone else!
Oleksandra Baranova
I want to extend my sincerest gratitude to Kamran for his exceptional guidance in securing my first mortgage. His deep knowledge of the whole process was evident from the start, yet what truly stood out was their ability to explain every detail in a way that even a novice like me could understand.
Thanks to Kamran, what initially seemed daunting became a straightforward and empowering experience. His dedication to ensuring I fully comprehended every aspect of the process instilled confidence and eased any apprehensions I had.
Thank you for making my dream of homeownership a reality.
Sara Perosino
Thanks to word of mouth, I get to know Kamran. I needed a mortgage, and I had no clue where to start from. He got that and made sure I understood every step of the process of taking a mortgage (he literally wrote for me on a note pad step by step starting from scratch!).
He was always ready to answer my messages whenever I had questions. He basically made it so easy for me, and I couldn’t be more grateful to him for guiding me throughout all this.
Theresa Agbermashior
While considering purchasing a home here in UAE for the first time, it was quite an overwhelming experience, as you can imagine. Being an expat here and becoming a first-time homeowner was exciting yet challenging as I didn’t quite know how the system works. After asking around, the name Kamran kept coming up. People would tell me of their beautiful experiences with him and how professional he was. I finally decided to give Kamran a call, and right from that first phone call, I knew I had met the mortgage broker going to assist me in owning my first home ever.
Kamran was so patient in answering all my questions ‘silly’ questions and clarifying every little thing I did not understand. What amazed me the most was his vast knowledge of the mortgage process and real estate in general.
He’s a true professional who truly understands the weight of this process on buyers’ shoulders, and he does everything possible to make the load as light as possible. If you’re looking for the BEST in the game, Kamran is definitely your man. I will forever recommend Kamran to anyone looking to buy a home.
Ki Lin Park
It’s not easy to find a reliable, trustworthy person in a property market in dubai. And I can’t recommend Kamran highly enough. Kamran was really patient with me from A to Z to get my own property even though I had no experience in this industry. He is very professional, clear, patient, and responsive at any time. Saveyourself from unnecessary headaches. I would definitely go with him if I need another mortgage in the future.
Petra Konarikova
My decision to take a mortgage through Kamran was upon several recommendations. Those recommendations were not just 100% satisfactory, they were BEYOND satisfactory. People were blown away with Kamran’ s helpfulness and commitment he had put into his job. I couldn’t resist the curiosity, and it was definitely one of the best decisions I have made in my life. Kamran predicts next & possible situations that may arise and can turn from impossible to possible. At the same time, he remains professional at all times and answers every possible question you may have. The whole process is also very quick and efficient. I am definitely taking the next mortgage with him.
luliana Crismari
I read endless recommendations about Kamran and went ahead to inquire, he was available immediately and throughout the whole process, with extensive knowledge and explanations, encouragement and informations, I can’t ever thank him enough for always helping me in such a stressful process and big step in my life, it’s been over 2,5 years that i live happily in my cozy home and i am looking forward to work with Kamran again to buy another property. I recommended Kamran ever since and always will because i trust his knowledge and extremely professional approach.
Andreja Krajnc
I am delighted to share my heartfelt testimonial about Mr. Kamran Iftikar, a remarkable mortgage advisor based in Dubai. During the challenging times of the Covid-19 pandemic, when I found myself on the brink of losing my home due to financial constraints, Kamran emerged as a beacon of hope and support.
Despite facing numerous rejections and closed doors from other advisors and banks, Kamran stood out for his exceptional empathy, understanding, and proactive approach. He not only listened attentively to my predicament but also took swift and efficient action to address it.
When no other bank was willing to extend a mortgage due to the unprecedented circumstances, Kamran went above and beyond by advocating for my case directly to the highest management of his bank. His unwavering dedication and tireless efforts on my behalf showcased his remarkable resilience and commitment to helping others in need.
In the face of a heartless property developer unwilling to grant any payment extensions, Kamran’s compassion and determination shone brightly. He understood the gravity of the situation and worked tirelessly to secure the necessary solutions, ensuring that my life savings and home were safeguarded.
Kamran’s exemplary humanity and exceptional customer service exceeded all expectations. Unlike others who merely offered empty promises, Kamran delivered tangible results promptly and precisely, providing me with the peace of mind and security I desperately needed during such trying times.
I am eternally grateful to Kamran for his invaluable support, unwavering dedication, and genuine compassion. He truly embodies the epitome of professionalism and empathy in the mortgage advisory field, and I wholeheartedly recommend his services to anyone in need of assistance.
Michaela Vondrackova
I decided to take my mortgage through Kamran after multiple recommendations, and I couldn’t be happier with my choice! He handled my case with care and precision, provided clarity and thorough explanation. His support goes way beyond PORIOARMAN as he is always available for further assistance. The whole process was very smooth and fast for me, and I am grateful for Kamran’s personal approach. A real professional with years and years of experience who makes your dream home become true
Daniel Sasvari
I had the pleasure of working with Kamran who helped me immensely to acquire my first property in Dubai. From the first moment, he took the time to explain everything and when challenges came up throughout the mortgage process he handled it with great professionalism and support. I can’t be thankful enough for his efforts. I huge thank you to Kamran and his team.
Kremena Petkova
When I took the decision to invest in a property, I had to deal with a lot of people in the process. It was not going smooth until i found Kamran, thanks to recommendations. I contacted him, and he responded immediately. He understood my situation, and he gave me a solution straight away. Kamran made a HUGE difference in this process. I cannot highlight enough how knowledgeable, kind, professional, and caring he is.
He replies extremely fast although he is very busy, he was giving me the best advice to all my enquiries, handling all my questions (and I had a lot) with care and only for my benefit. His personal approach reassures you that you are in the best hands possible. Kamran made sure that everything went smooth and fast so that i had a stress-free process. I have not met another professional like him. I cannot thank him enough for everything that he has done. He stands out from everybody else, I guarantee this! Recommending him anytime and to anyone! 700
Thitima Kiaomorakot
The dream of buying my first beautiful home in Dubai was possible because of Kamran. So many people recommended him, and I am happy that I called him that day. He was approachable and knowledgable, and always available to answer my questions or concerns. My case was quite complicated but he made the entire process stress-free. He guided me through every step of the mortgage process, explaining all the best options and making the whole experience seamless. I couldn’t recommend him enough. Working with Kamran was a pleasure and I was extremely impressed with the expertise and professionalism of Kamran and felt confident that I was in good hands. I couldn’t be more thankful for his dedication to ensuring a smooth and successful outcome, and I look forward to the next opportunity to work with Kamran on the second home.
Tomas Osorio
As a first-time home buyer, there were a lot of unknowns to the process of mortgaging and a major commitment to the variables around a house purchase. Kamran was my light at the end of the tunnel. He outlined every detail throughout the entire process in the most simplistic and professional manner possible. He was always available to clarify my doubts and didn’t leave any room for surprises, guiding me to take the best decisions I could have taken to buy my first property. I will definitely reach out to Kamran for future home purchases and highly recommend reaching out to him, whether it be to gather initial information or to get the process started.
Tomislav Radovanovic
Kamran was recommended by numerous colleagues of mine, and there was a good reason for it.
His vast knowledge and experience, attentiveness, and response, combined with his personal touch and friendly attitude, made him a perfect fit.
Kamran not only helped the entire process of purchasing a property be smooth and efficient but also very informative and enjoyable.
His level of professionalism is a rare commodity. I can never thank him enough for his patience and encouragement throughout the process.
I highly recommended him to others.
Zac and Amanda
Being expats, it can be quite scary investing in a new market! Kamran made buying our first property in the UAE so easy! He explained every step of the process, even replied on weekends and showed us he really cared about making sure we understood everything we needed to! Not only explaining everything, he got us the best bank and rates suited for us! We’re already planning our next property through Kamran and know it will be a stress free process with the best broker in the business.
Alexandre Pajaud
I strongly recommend Kamran as a mortgage advisor. He was the perfect person for a newbie like me to deal with the entire process of helping me purchase a property in Dubai.
In several points:
His expertise: demonstrated deep knowledge of the market and various loan options. He helped me understand complex terms and chose the best mortgage for my needs.
His communication: Kamran was excellent at keeping me informed at every step of the process. He was always available to answer my questions and promptly returned calls and emails.
His efficiency: Kamran made the mortgage process incredibly smooth and stress-free. He was organized, proactive, and efficient, ensuring that everything was handled promptly and accurately.
His transparency: Kamran was transparent about all aspects of the mortgage, including fees, rates, and potential risks. There were no surprises, and I felt confident in every decision that I made.”
Overall, Kamran was making the entire process stress free, and in the future, without any doubts, i will request his services again.
Anda Pop
When I decided to buy my own apartment last summer of 2023, I had no idea where to begin. For most of us, it feels like a huge and scary financial decision. I was looking for a mortgage advisor who is, above all, trustworthy and human, to help me become confident and secure in my purchase decision. After reading (and personally hearing) dozens of recommendations from my colleagues who have worked with Kamran, I was impressed by their warmth and enthusiasm in describing their experience with him. He was clearly the first name that came up in terms of a positive experience for many of my colleagues.
Within the first 5 minutes of meeting with Kamran, I felt that I was dealing with a true professional who is not only experienced and competent, but also kind and patient. I could feel he was motivated in helping me make the best decisions for myself, by making sure I understood all of the terms and steps before I signed off on anything. He made my mortgage one of the easiest processes I’ve ever been through. He guided and supported me every step of the way and helped me improve my life by moving to my own home.
I feel fortunate to have found him. And you will too.
Muhammad al Yousuf
I’m writing this review for the greater good to ensure others have the same positive experience I had with mortgage advice. In Dubai, the sales environment often feels rushed and lacking in expertise. However, Kamran’s approach was refreshingly different. He provided clear guidance at my pace, with prompt responses and thoughtful explanations. Contacting him is free and won’t leave you regretting it. I wholeheartedly recommend Kamran’s services.
Nan Mway Hlaing
Exceptional Mortgage Experience: A Reliable Partner Throughout
I recently had the pleasure of working with Kamran for my mortgage needs, and I couldn’t be more satisfied with the service provided. Transitioning from a personal loan to a mortgage process was undoubtedly complex, but Kamran navigated it with expertise and professionalism.
Throughout the intricate mortgage process, Kamran was incredibly helpful, patiently guiding me through each step and TOP clarifying any doubts or concerns I had along the way. His deep understanding of the mortgage industry and attention to detail made the journey smoother than anticipated.
What truly sets Kamran apart is his dedication to ensuring his clients’ needs are met. He went above and beyond to tailor solutions that fit my financial situation and long-term goals, providing valuable insights and advice throughout the process.
I am genuinely grateful for Kamran’s exceptional service and expertise. Thanks to his assistance, I was able to secure a mortgage that aligns perfectly with my needs and preferences.
I wholeheartedly recommend Kamran to anyone seeking a reliable and knowledgeable partner for their mortgage needs.
With Kamran, you can trust that you’re in capable hands.
Sienna Lee
I worked with an exceptional mortgage broker, Kamran, and I couldn’t be more satisfied with the service I received.
The broker’s attention to detail ensured that every aspect of the mortgage process was thoroughly explained, leaving me feeling confident and informed every step of the way.
His expertise and dedication truly made the entire experience seamless and stress-free. I was particularly impressed by the personalized attention I received throughout the entire process. Kamran took the time to understand my specific needs and financial situation, providing tailored advice and guidance that ultimately led to the perfect mortgage solution for me. I truly felt like a valued client every step of the way, and I couldn’t be happier with the results.
Since securing my mortgage through Kamran, I have enthusiastically recommended his services to anyone in need of mortgage assistance.
Trent Pinsker
Kamran, I wanted to take a moment to express my sincere appreciation for your outstanding assistance throughout the process of buying my apartment in Dubai. Your expert advice and unwavering support made a significant difference, and I am incredibly grateful for your dedication. Your professionalism, knowledge, and friendly demeanour made this complex process much smoother. Thank you for going above and beyond to ensure that I found the best mortgage option. You are a true asset to your bank, and I would highly recommend your services to anyone looking to purchase a property.
Awn Mohammad
Kamran has been an invaluable asset throughout my mortgage process. Despite my initial lack of understanding, his guidance and expertise made it possible for me to confidently make my first investment.
He answered all my questions patiently and provided friendly advice beyond the scope of his job. Working with him has been a pleasure, and I highly recommend his services without hesitation.
Lucia Dufincova
When I decided to purchase an apartment, everyone at work recommended Kamran, so I booked a meeting with him. I was lost and Kamran explained the entire process of buying property and getting things in order, so clearly, that I decided to go for his services. He was very helpful from day one – reliable and professional at all times. When you hear only compliments about Kamran, you can be sceptical first, but he will prove to you that he s really the best choice.
Doriana Szabo
Deciding to own an apartment in a foreign country, alone, was a process that I never thought could be this smooth if it were not for Kamran. His guidance, transparency, and efficiency in delivering on what he promised made everything easier than expected. I appreciate his support in every step of the way, and I will continue to trust and recommend him because he truly is a professional in this field!
Fouzia Laaouad
Kamran has been an angel sent from heaven.
I was looking for a mortgage advisor, and I had no clue about the process and how things worked. From recommendations to recommendations, I heard a lot about him from my surrendering, and I decided finally to give it a try. No regrets he was, and he is today the main pillar of my first investment ! Without him I wouldn’t be here today, he gave me full of confidence because a first investment is never easy, answered all the questions as futile as they could be and gave me the best friendly advices and it is not even the purpose of his work ! I can feel that kamran is working with passion, I never ever struggled to have an answer from him he would always give me a full detailed reply on everything, really fast really friendly with an infinite of knowledge … it’s been a pleasure to work with him from the bottom of my heart. I would definitely recommend him eyes closed he is the best from far !
Francois and Salomi Schutte
Buying property in a different country can be daunting due to unfamiliar processes, regulations, and market dynamics. I recently had the pleasure of working with Kamran for my property investment in Dubai. From the outset, his professionalism was evident. What stood out the most was the precision, care, and clarity with which he and his team handled my mortgage process. Not only was the speed of delivery commendable, but the entire experience was smooth and hassle-free. I highly recommend Grapevine Mortgages (Kamran) for anyone seeking a reliable and efficient mortgage consultant. His personalized approach and dedication to client satisfaction truly sets him apart.
Jovan Saric
During my research about different mortgage possibilities, I received the contact for Kamran from someone and i was doubting in the first to contact him as I was a bit disappointed with everyone that i had contacted before after. Still, I decided to “try my luck” and it was a “Winning contact”! Couldn’t be happier to start this whole process together with him – with full clarity on how everything works.
lst – answering on spot – never delay – never waiting & always with super clear instructions and ability to answer all of my questions (trust me – I had million – sometimes 2x)
2nd – carrying and handling all topics /questions with professionalism. It doesn’t matter if it is online or always willing to meet in person and put all numbers on paper.
3rd – trust – probably the most important part of our business relationship where I was presented all options & best and worst scenarios with full transparency. I had – and still have a feeling that my good friend was helping me to find the best solution & option for mortgage.
When it comes to dealing with banks – nobody is ever comfortable- me in this case – not only comfortable but I have a feeling that Kamran will be the first person to celebrate together end of this process & enjoy my HOME.
Mazen Yassin
Throughout my search for the perfect property and mortgage, i never thought i would be blessed enough to find Kamran. His expertise in mortgages is unparalleled and simply his desire to always go over and beyond to ensure the transaction is perfectly processed and customized for the client’s portfolio is what keeps me recommending his services to everyone, definitely the best to deal with for Home Finance!
Alice Jurubita
I contacted Kamran because all my colleagues recommended me to.
I knew nothing about mortgage and its process, Kamran literally took a piece of paper and a pen and explained to me in such a way to understand. He was answering all the time and on time to all my queries and, besides the professional attitude, I felt a very understanding and friendly approach, not forcing anything, not pushing, giving me time to take the best decision according to my plans and my possibilities. Also, he really knows what he’s doing! I truly recommend him to everyone interested in applying for a mortgage!
Carlo Carballo
You can totally notice the difference when Kamran is NORGE working on your case. He knows how to get things done as fast as possible. Sometimes, I can’t believe l went through different mortgage brokers, and none of them was as professional and clear as Kamran.
Everything he explained to me was so crystal clear! If I’m able to buy another property in the future. I want to work with Kamran without any doubt!
Nikola Sipetic
I’ve dealt with around 200-300 people in the process of buying an apartment. From real estate agents, mortgage brokers, different banks. Kamran came out to be THE ONLY professional person I’ve met in the process.
From the beginning until the end. Recommending him to everyone all the time! 10/10
Quentin & Andra
My wife and I applied for our mortgage from Grapevine Mortgages for our first property in the UAE and are very happy: the application process was smooth and professional, and we particularly liked the human approach. We had everything ready in no time !
We definitely recommend Grapevine Mortgages
Suus Timmer
If it wasn’t for the highest good for all, I wasn’t writing this review. I wouldn’t want to deprive you from having the same experience as I had, when it comes to mortgage advices.
To me it seems like the majority in Dubai- when it comes to sales, money, agents, etc. people tent to push, rush, lack of knowledge, incomplete information. All to get the job done asap to get their commission.
A friend recommended Kamran, I texted him and his approach was different. Non of the above vibes were present. Eventho I was cautious, soon I realised Kamran just shares information and explains why he needs certain documents. There was solely clarity and all was done on my pace.
He replies fast, gives his opinion and can provide good reasons why you should or should not do something regarding mortgage options.
Getting in touch with him is free and it won’t make you feel like you shouldn’t have done that, if that helps.
I can wholeheartedly recommend Kamran.
Yinan Lyu
I was struggling with all those processes and overwhelmed information when I just started pre searching and looking for the ideal apartment for myself until I found Kamran. He was literally just like a light leading my way for all those hassle, he is just THE ONE, not only provide all professional patient guidelines for all clients, but also constructive suggestions to help me choose my apartment. Since then I recommended all my friends whoever is looking for property or working on all these pre approvals to Kamran, his professionalism definitely guide everyone in the right place.
Melissa Venter
When I first thought of buying an apartment, I was scared, so scared . And I didn’t do it until years later when a friend of mine gave me the contact information of Kamran.
When I did get in contact with him, I still had no idea what I was doing, I was unsure of the procedure, the documents, and everything was a mystery to me.
But the first moment I spoke to Kamran and told him my dreams of buying a property, he was there for me. Guiding me in all ways possible. Knowing the process of everything! The professionalism and dedication to which he showed me was unlike anything I’ve experienced till this day. If it wasn’t for Kamran, I would not be an owner today, I would still just be dreaming. Kamran’s professionalism and his knowledge of this market is something that should be appreciated and respected, He is one of the good ones for sure!
Tatiana Makarova
I had the pleasure of working with Kamran, and I couldn’t be happier with the service I received. From the moment I reached out, he was attentive and knowledgeable about every aspect of the mortgage process. His communication was prompt and clear, and he patiently answered all of my questions, ensuring I felt confident every step of the way. Thanks to him, I was able to buy a perfect home. I highly recommend Kamran to anyone in need of mortgage advice – you won’t be disappointed!
Yixin Zhang
I really want to highly recommend Kamran and his who helped me solve the all mortgage issue when I bought the apartment in Dubai. His prospective insights, professional knowledge, and patience assist me in estate investment.
If you are facing the same situation in mortgage, please do not hesitate to contact Kamran for the most efficient and professional advice.
Alice Yoon
I can recommend Kamran, the bank broker, highly enough. His remarkable speed, precision, and professionalism make us get a mortgage easily. What truly sets him apart is his unwavering support and helpfulness. Whether navigating complex progress or providing guidance, Kamran consistently exceeds expectations. His dedication to client satisfaction is evident in every interaction. If you’re seeking someone reliable, knowledgeable, and supportive, look no further than Kamran. Trust me, you won’t be disappointed. Kamran’s expertise and commitment make him the ideal choice for all your banking needs. Don’t hesitate to enlist his services. You’ll be glad you did.